MathishaGammanpila

Mortgage Overpayment Simulator

A small extra payment early in a long loan has an outsized effect because it removes principal that would otherwise be charged interest for decades. Put in your loan and see how many years an overpayment removes.

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Loan

Rs
% p.a.
years

Overpayments

Rs
Rs
%

Balance over time

As scheduledWith overpayments (same instalment, shorter term)Lump sum, keep term, lower instalment

Year by year

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